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We always love when visitors come by. If your in the Somerville, New Jersey area don’t be afraid to walk in and see what Ford Financial is up to!

Our Address is 14 E. Main Street

                        Somerville, NJ 08876

Right across from the Court House and next to the Courthouse Deli!!

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FSBO = For Sale By Owner.

In todays world everyone has the idea that if they can list their homes on Forsalebyowner.com or Owner.com or FSBO.com they can pull it off  and sell their home themselves and save some serious bucks in the process.

What it comes down to is in the real estate market today you need the assistance of a professional.

You could either put up your white flag and list your home with a realtor.

Or

Find out how we are using our expertise in mortgage financing to  give you the same tools real estate agents are using to sell their own listings.

What we get out of it is the business of your prospecting buyers. We thrive off of bringing buyers to your doorstep, after that, we get the financing paperwork done and your house is just that much closer to being sold.

It seems like everyone is listing their homes for sale by owner… so If you want a leg up in getting your home sold quicker than your rivals Mr. and Mrs. Yarlsdale across the street, give us a call today.

After some time well spent, we can proudly say that we are FHA GURU’s. Sooo lets begin..

What is FHA?

The Federal Housing Administration. Although you probably are hearing more and more about FHA government loans it is NOT some new program. It has only been since the mortgage meltdown that FHA loan programs have risen to the top and are helping LOTS of people!!

Why FHA?

FHA doesn’t provide the money, they just provide the insurance on the money. Because of the declining housing market and increasing foreclosures/defaulting loans, mortagage insurance companies are becoming more and more strict about whose loans they insure and it’s coming back to bite YOU, the consumer, in the behind. FHA is the governments way of “coming to the rescue”.

Can you benefit from FHA?

Yes. There is a VERY VERY high possibility that a FHA government issued loan/refinance can help you get out of financial troubles.

Ford Financial as a mortgage company is adapting to these current changes. Now-a-days you have to put up your left leg and first born to the big bankers to get a decent interest rate on a loan. We know the “In’s and out’s” of the FHA loan programs.

The next few blogs will be all information about FHA so come back and learn a little will ya?

Realize how YOU can benefit.

OK… so let me introduce myself. My name is Eric Byrd and am part owner in my mother’s mortgage business. Yes, yes.. I know we have different last names.. Byrd Financial just doesn’t seem to have the same “ring” to it.

I’m a full time student here at Quinnipiac getting my bachelor’s. Theres not much I can do during the school year.. BUT I do intend to blog on here as much as possible adding anything I can. I plan to add a section with different articles of the wall street journal that is specific to the mortgage industry right now. I also plan to add some lessons I am taking away from my classes to share with you all.

I look forward to getting more involved with this, so should you!