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600px-us-federalreservesystem-seal1With the Implosion of the mortgage market. Unfortunately we had to slow up and focus more attention on other areas of the business EXCLUDING this blog!! Wellll on that note things have picked up a bit and rates are at a CRAZY low. NOW is the oppurtunity for everyone to refinance. The Fed (short for federal reserve.. aka the people that print off our money)  cut mortgage rates because of the poor state of our economy.

What happens is the federal reserve lends money that they print off and charge an interest rate to banks. The banks then charge an interest rate on that money to us, the consumer. The “prime” rate is the rate directly influenced by the federal reserve and is usually 3 percentage points higher.  The fed rate is down to about .25% which translates a prime rate of about 3.25%. This is extremely low causing mortgage rates to drop to the low 5 percentage, even as low as 4.75%.

Call us to talk about how low we can get your current rate. This is cheap money. The only tough part is that the credit crunch is still effecting many and shaky credit may not get the same low rates.

here is a relative article

Hello everyone! We are in the process of creating a fully functional website. This is taking a while because we are looking into several different website services. We want the best serviced website to match the service we give to each and every client. This is the site that we have up right now. We hope we will be making the mortgage process a painless procedure. You can apply online, fax all the documents you need, log in to our site and get updates about where you stand in the loan process. Also, by doing this maybe we can save some trees!

I suggest you check it out. Especially if your in the market right now looking for a top notch mortgage professional to finance your dreams.

When it comes to Ditech, you’ve got a big name your dealing with. I’m sure everyone’s seen the commercials offering low rates. What I don’t understand is how they can run an ad with a set rate when rates can change HOURLY. Must be all that fine print. Ever read all that fine print? There are alot of fee’s involved in that fine print that your local mortgage broker (Ford Financial) won’t ever charge you. Like a “Lock in Fee”. They actually charge you money to lock in an interest rate.

..Like you even know when the best time to lock in a rate is?

That’s not meant as an insult in anyway, one of the advantages you get with us is the expertise of when to lock in the rate. Usually, our clients say. “ok I trust you just lock me in whenever you feel it will be the lowest”. This could mean saving you a hundred bucks every single month because you went with a knowlegable loan officer rather than a profit machine. So Whatever you do, if you dont use us here at ford financial, just please dont use Ditech.

Disclaimer – Ditech is probably an upstanding mortgage company that will finance/refinance your home. What it comes down to is EVERYONE offers the same low rates, Ditech is no lower than our rates, the difference is the knowledge our loan officers have in getting you the perfect loan while giving you the perfect service. So, go ahead and give us a look, you’ll be glad you did.

Not many people know about this topic. But it is definitely a rising discussion. We just started a credit restortion LLC called FORD CREDIT RESTORATION LLC. We are marketing services for credit repair for people struggling getting a decent interest rate or people even struggling to get a loan at all.

What we can help with

Lower interest rates for
-Auto loans
-Mortgages
Lower Insurance premiums
Lower credit card rates
Remove debt
Stop the creditor harrasment
Get a will
Get a living trust
Boosted credit score

Check out our Credit Repair Blog

or visit our Credit Restoration Site