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Hello everyone! We are in the process of creating a fully functional website. This is taking a while because we are looking into several different website services. We want the best serviced website to match the service we give to each and every client. This is the site that we have up right now. We hope we will be making the mortgage process a painless procedure. You can apply online, fax all the documents you need, log in to our site and get updates about where you stand in the loan process. Also, by doing this maybe we can save some trees!

I suggest you check it out. Especially if your in the market right now looking for a top notch mortgage professional to finance your dreams.

How do you know if its the right time to sell?

Ask yourself.. Are you looking to buy a bigger house? or Are you downsizing and looking for something smaller?

Moving up to a bigger house makes sense in todays market. The concept is simple. Let me give you an example.

Say you think your house is worth 300,000 and you want to buy the house of your dreams that might have been worth 800,000. The only problem is you don’t want to lose money due to a 20% decrease in housing values.

BUT if you think about it, it makes sense to take a 60,000 dollar loss on your 300,000 house today and get a 160,000 dollar discount on your 800,000 dollar dream house.

On the other hand.. If you are thinking about downsizing you should probably wait unless you absolutely need to sell.