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	<title>Sharon Ford's Blog</title>
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	<link>http://fordfinancial.wordpress.com</link>
	<description>"A Saint in Todays Crazy Mortgage Industry"</description>
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		<title>Sharon Ford's Blog</title>
		<link>http://fordfinancial.wordpress.com</link>
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			<item>
		<title>Happy New Years..</title>
		<link>http://fordfinancial.wordpress.com/2009/01/02/happy-new-years/</link>
		<comments>http://fordfinancial.wordpress.com/2009/01/02/happy-new-years/#comments</comments>
		<pubDate>Fri, 02 Jan 2009 18:57:19 +0000</pubDate>
		<dc:creator>misterb87</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[2009]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Ford Financial]]></category>
		<category><![CDATA[New year]]></category>
		<category><![CDATA[resolution]]></category>

		<guid isPermaLink="false">http://fordfinancial.wordpress.com/?p=126</guid>
		<description><![CDATA[It&#8217;s 2009 and a new year has begun!.. We at Ford Financial would like to wish everyone a happy and prosperous new year!! I&#8217;ve set a goal to blog much more on here with all the activity going on in our economy, my fellow bloggers can definitely use my point of view.. See you all [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fordfinancial.wordpress.com&blog=3155614&post=126&subd=fordfinancial&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">misterb87</media:title>
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	</item>
		<item>
		<title>If you haven&#8217;t noticed&#8230; its Christmas Eve.</title>
		<link>http://fordfinancial.wordpress.com/2008/12/24/if-you-havent-noticed-its-christmas-eve/</link>
		<comments>http://fordfinancial.wordpress.com/2008/12/24/if-you-havent-noticed-its-christmas-eve/#comments</comments>
		<pubDate>Wed, 24 Dec 2008 23:03:07 +0000</pubDate>
		<dc:creator>misterb87</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[30 year fixed]]></category>
		<category><![CDATA[Adjustable rate]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Eric Byrd]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[fixed rate]]></category>
		<category><![CDATA[Ford Financial]]></category>
		<category><![CDATA[Hannukah]]></category>
		<category><![CDATA[Kwanza]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[low rates]]></category>
		<category><![CDATA[mortgage application]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[record low]]></category>
		<category><![CDATA[record low rates]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[Sharon Ford]]></category>

		<guid isPermaLink="false">http://fordfinancial.wordpress.com/?p=120</guid>
		<description><![CDATA[If you haven&#8217;t noticed, mortgage rates are at a new low. But does that mean our economy is at a new low or is it on the rise?  Probably both, I really don&#8217;t know.
It kind of sucks because people have been hearing &#8220;record low interest rates&#8221; or &#8220;lowest rates in 30 years&#8221; for a while [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fordfinancial.wordpress.com&blog=3155614&post=120&subd=fordfinancial&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">misterb87</media:title>
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		<item>
		<title>Early Mortgage Payment Could Cut Tax Bill</title>
		<link>http://fordfinancial.wordpress.com/2008/12/20/early-mortgage-payment-could-cut-tax-bill/</link>
		<comments>http://fordfinancial.wordpress.com/2008/12/20/early-mortgage-payment-could-cut-tax-bill/#comments</comments>
		<pubDate>Sat, 20 Dec 2008 00:01:15 +0000</pubDate>
		<dc:creator>misterb87</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://fordfinancial.wordpress.com/?p=118</guid>
		<description><![CDATA[Early mortgage payment could cut tax bill
Friday December 19, 6:00 am ET
Kay Bell
A little year-end attention to your mortgage could lower your upcoming Internal Revenue Service bill. 
Unlike rent, which you pay beforehand (i.e., your Jan. 1 bill covers your stay in the rental unit for that coming month), your mortgage payments are made at [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fordfinancial.wordpress.com&blog=3155614&post=118&subd=fordfinancial&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://fordfinancial.wordpress.com/2008/12/20/early-mortgage-payment-could-cut-tax-bill/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">misterb87</media:title>
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	</item>
		<item>
		<title>CHEAP MONEY</title>
		<link>http://fordfinancial.wordpress.com/2008/12/19/cheap-money/</link>
		<comments>http://fordfinancial.wordpress.com/2008/12/19/cheap-money/#comments</comments>
		<pubDate>Fri, 19 Dec 2008 01:38:23 +0000</pubDate>
		<dc:creator>misterb87</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[5%]]></category>
		<category><![CDATA[Adjustable rate]]></category>
		<category><![CDATA[ben bernake]]></category>
		<category><![CDATA[Cheap money]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[federal reserve]]></category>
		<category><![CDATA[fixed rate]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rate]]></category>
		<category><![CDATA[prime rate]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[the fed]]></category>

		<guid isPermaLink="false">http://fordfinancial.wordpress.com/?p=111</guid>
		<description><![CDATA[With the Implosion of the mortgage market. Unfortunately we had to slow up and focus more attention on other areas of the business EXCLUDING this blog!! Wellll on that note things have picked up a bit and rates are at a CRAZY low. NOW is the oppurtunity for everyone to refinance. The Fed (short for [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fordfinancial.wordpress.com&blog=3155614&post=111&subd=fordfinancial&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">misterb87</media:title>
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			<media:title type="html">600px-us-federalreservesystem-seal1</media:title>
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		<item>
		<title>Update to the Blog</title>
		<link>http://fordfinancial.wordpress.com/2008/09/08/107/</link>
		<comments>http://fordfinancial.wordpress.com/2008/09/08/107/#comments</comments>
		<pubDate>Mon, 08 Sep 2008 00:38:48 +0000</pubDate>
		<dc:creator>fordfinancial</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[buy down your mortgage]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Down payment assistance]]></category>
		<category><![CDATA[DPA]]></category>
		<category><![CDATA[Ford Financial]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage meltdown]]></category>
		<category><![CDATA[No money down]]></category>
		<category><![CDATA[pay off mortgage]]></category>

		<guid isPermaLink="false">http://fordfinancial.wordpress.com/?p=107</guid>
		<description><![CDATA[I found a great resource for people looking for ways to save tons of money on accumilating interest.
Its called &#8220;How to knock 9 years off your mortgage.&#8221;
I feel that mortgage brokers should be the &#8220;good guys&#8221; when it comes to owning a home. When a lot of money is moved around in real estate there [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fordfinancial.wordpress.com&blog=3155614&post=107&subd=fordfinancial&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://fordfinancial.wordpress.com/2008/09/08/107/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
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			<media:title type="html">fordfinancial</media:title>
		</media:content>

		<media:content url="http://fordfinancial.files.wordpress.com/2008/09/mortgage.jpg" medium="image">
			<media:title type="html">mortgage</media:title>
		</media:content>
	</item>
		<item>
		<title>New Website &#8211; Ford Financial</title>
		<link>http://fordfinancial.wordpress.com/2008/08/16/new-website-ford-financial/</link>
		<comments>http://fordfinancial.wordpress.com/2008/08/16/new-website-ford-financial/#comments</comments>
		<pubDate>Sat, 16 Aug 2008 23:03:00 +0000</pubDate>
		<dc:creator>fordfinancial</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Ford Financial]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Homes]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low rate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Real estate]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[website]]></category>

		<guid isPermaLink="false">http://fordfinancial.wordpress.com/?p=101</guid>
		<description><![CDATA[Hello everyone! We are in the process of creating a fully functional website. This is taking a while because we are looking into several different website services. We want the best serviced website to match the service we give to each and every client. This is the site that we have up right now. We hope [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fordfinancial.wordpress.com&blog=3155614&post=101&subd=fordfinancial&ref=&feed=1" />]]></description>
		<wfw:commentRss>http://fordfinancial.wordpress.com/2008/08/16/new-website-ford-financial/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">fordfinancial</media:title>
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	</item>
		<item>
		<title>Our Physical Location</title>
		<link>http://fordfinancial.wordpress.com/2008/08/11/our-physical-location/</link>
		<comments>http://fordfinancial.wordpress.com/2008/08/11/our-physical-location/#comments</comments>
		<pubDate>Mon, 11 Aug 2008 21:53:44 +0000</pubDate>
		<dc:creator>fordfinancial</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Court House]]></category>
		<category><![CDATA[Courthouse deli]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[Government loan]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[loan program]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Main Street]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[New Jersey]]></category>
		<category><![CDATA[Somerville]]></category>

		<guid isPermaLink="false">http://fordfinancial.wordpress.com/?p=96</guid>
		<description><![CDATA[We always love when visitors come by. If your in the Somerville, New Jersey area don&#8217;t be afraid to walk in and see what Ford Financial is up to!
Our Address is 14 E. Main Street
                        Somerville, NJ 08876
Right across from the Court House and next to the Courthouse Deli!!
       <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fordfinancial.wordpress.com&blog=3155614&post=96&subd=fordfinancial&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">fordfinancial</media:title>
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		<item>
		<title>F.H.A. Comprehensive Guide: Reverse Mortgages</title>
		<link>http://fordfinancial.wordpress.com/2008/08/11/fha-comprehensive-guide-reverse-mortgages/</link>
		<comments>http://fordfinancial.wordpress.com/2008/08/11/fha-comprehensive-guide-reverse-mortgages/#comments</comments>
		<pubDate>Mon, 11 Aug 2008 21:46:19 +0000</pubDate>
		<dc:creator>fordfinancial</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Paid off mortgage]]></category>
		<category><![CDATA[Reverse Home Mortgage]]></category>
		<category><![CDATA[Reverse loan]]></category>
		<category><![CDATA[Reverse Mortgage]]></category>
		<category><![CDATA[senior citizens]]></category>
		<category><![CDATA[Tax-Free Income]]></category>
		<category><![CDATA[U.S. Treasury Rate]]></category>

		<guid isPermaLink="false">http://fordfinancial.wordpress.com/?p=98</guid>
		<description><![CDATA[You&#8217;ve worked hard to own your home. If you are 62 years or older or know someone that is 62 years and older that would benefit you or someone you know could be converting some of your home&#8217;s equity into tax-free income. Whether you use that money to pay bills, cover taxes, or finally buy [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fordfinancial.wordpress.com&blog=3155614&post=98&subd=fordfinancial&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">fordfinancial</media:title>
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	</item>
		<item>
		<title>Ameridream/Nehemia SAVED!</title>
		<link>http://fordfinancial.wordpress.com/2008/08/05/ameridreamnehemia-saved/</link>
		<comments>http://fordfinancial.wordpress.com/2008/08/05/ameridreamnehemia-saved/#comments</comments>
		<pubDate>Tue, 05 Aug 2008 23:31:04 +0000</pubDate>
		<dc:creator>fordfinancial</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Ameridream]]></category>
		<category><![CDATA[bush]]></category>
		<category><![CDATA[congress]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[Down payment assistance]]></category>
		<category><![CDATA[downpayment assistance]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Government Loans]]></category>
		<category><![CDATA[H.R. 6694]]></category>
		<category><![CDATA[home ownership]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Nehemia]]></category>

		<guid isPermaLink="false">http://fordfinancial.wordpress.com/?p=94</guid>
		<description><![CDATA[As some of you know the Down Payment Assistance programs offered by FHA were on the verge of being shut down. Something like 30% of all FHA government loans were done with downpayment assistance programs. The two most popular non-for-profit&#8217;s, Nehemia and Ameridream, were in question of whether or not they actually were non-for-profits and [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fordfinancial.wordpress.com&blog=3155614&post=94&subd=fordfinancial&ref=&feed=1" />]]></description>
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		<slash:comments>3</slash:comments>
	
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			<media:title type="html">fordfinancial</media:title>
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	</item>
		<item>
		<title>Ditech Vs. Ford Financial (or your local mortgage broker)</title>
		<link>http://fordfinancial.wordpress.com/2008/08/05/ditech-vs-ford-financial-or-your-local-mortgage-broker/</link>
		<comments>http://fordfinancial.wordpress.com/2008/08/05/ditech-vs-ford-financial-or-your-local-mortgage-broker/#comments</comments>
		<pubDate>Tue, 05 Aug 2008 23:21:05 +0000</pubDate>
		<dc:creator>fordfinancial</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[di-tech]]></category>
		<category><![CDATA[ditech]]></category>
		<category><![CDATA[ditech.com]]></category>
		<category><![CDATA[fee's]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[fixed rate]]></category>
		<category><![CDATA[Ford Financial]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[Interest rates]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[low rate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[Rates]]></category>
		<category><![CDATA[Refinance]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://fordfinancial.wordpress.com/?p=92</guid>
		<description><![CDATA[When it comes to Ditech, you&#8217;ve got a big name your dealing with. I&#8217;m sure everyone&#8217;s seen the commercials offering low rates. What I don&#8217;t understand is how they can run an ad with a set rate when rates can change HOURLY. Must be all that fine print. Ever read all that fine print? There [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=fordfinancial.wordpress.com&blog=3155614&post=92&subd=fordfinancial&ref=&feed=1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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